Prepare for the Worst

holding-moneyThe economy could collapse at any moment. Federal spending is out of control. Food prices are rising dramatically. Have you seen the prices of eggs recently? Gas prices have gotten better, but are still out of control. Our economy is extremely unstable. What must you do? Prepare, prepare, and did I say- PREPARE. Here’s how:

 

 

Save

In the event of an economic collapse, you could find yourself out of a job or even worse. Your money is important so start saving all you can. However, you must also be aware that the value of paper money may dramatically decrease in the even of a crisis.

Clean Water

You may find your main water supply unavailable or tainted. What will you do? You need to find a way to create clean water. You can start by creating a water storage, but I suggest looking into more advance systems of purification.

Food Storage

During a crisis, food shortages will become a huge challenge, and you don’t want to compete with everyone else at the grocery store, so stock up on long-term storage foods now.

These are just a few topics. There is SO much more you need to do to prepare. Start today and you won’t regret it.

Save Money by Gardening

You may think that gardening is just for your grandma, but a garden can actually save you money. You may have never thought about gardening yourself, and you may not think you have a green thumb, but pretty much anyone can garden. You don’t even need a lot of land to start your very own backyard garden.

When I thought about starting my own garden, I wasn’t sure I could do it. I had never successfully grown anything in my life and I even killed several houseplants. This included a low maintenance aloe plant. However when I rented my first home I had my a very small backyard. This had just enough room for a very small garden. So I decided to hit up my local store and buy a few plants and soil and see what would happen. The results were amazing. Not every plant was a success, but I was able to successfully grow several types of vegetables that I use in my every day life. One particularly easy vegetable to grow is the zucchini. This vegetable is super easy and is almost a no-brainer. It will yield tons of zucchini so get started! If I can do it, anyone can do it. Trust me!

Without further ado here are some ways to save money by gardening.

How home gardening saves you money

According to resources, a 4 x 8 foot home garden can give you about $600 in savings over just one summer. Imagine what you can buy with that amount of money! However don’t be fooled – you don’t have to just garden in the summer. You can grow herbs such as parsley and basil in pots year round and your very own home. See the chart below to see just how much you may be able to save.

gardening money savings

Other benefits of gardening

Gardening has more benefits than just save any money. Many people find the task of gardening to be very relaxing and a wonderful hobby. From my own experience, I can attest that there is a certain sense of accomplishment when you grow your own food. I also find it to be very relaxing.

Exercise- gardening is a great little workout! Remember, you’re not just planting the veggies and leaving them. You have to plant and then maintain them on a regular basis, including pulling weeds.

Another benefit of having your own garden is that you may start eating more fruits and vegetables. You may not think to grab zucchini from the store, but if you’re growing and picking several zucchini per week from your plan you may be more likely to incorporate vegetables into your daily dietary intake. This mean more vitamins and nutrients in your diet. You may notice that your health improves as well, including increased energy, less constipation, and a better sense of well being.

My recommendations

I would recommend starting very small. Go to the store and buy some potting soil and a few basic gardening tools. You’ll also want to start with a few vegetable plants that are already partially grown. Pick up plant that’s easy to grow, such as the zucchini. However, be warned that the zucchini requires a little bit more space because it grows quite a bit. However it produces a ton of zucchini and it’s pretty much a no fail type of vegetable plant.
Resources and References:

http://www.hemorrhoidherbalremedy.com

http://msue.anr.msu.edu/news/can_a_vegetable_garden_save_you_money

 

Easy Ways To Save Money

EASY WAYS TO SAVE

Saving money can be a lot easier than you may think! The following tips for easy ways to save money may seem trivial on their own (you may be thinking “what’s the big deal about saving $1 here, and $1 there?”) but it’s important to understand that minuscule though the amounts saved may seem, these small amounts can add up to significant savings made each year! If more than one of these tips is incorporated into your daily routines and lifestyle patterns, it is very likely that you could save thousands of dollars a year!

The money saving tips in the list have been split into six main categories. The categories represent six of the main areas in our lives where we tend to spend significant amounts of money, but also where (with the right mentality and determination) we could make huge savings!

In the Home:

1. Energy Consumption: There are many ways to save on energy (and energy costs) around the house, from well fitted water tank jackets, to eco-balls for your washing machines. If you’re really interested in eco-friendly ways to save money around the home, you may benefit from doing some research into the area; you may be surprised at how easy it is to curb your energy consumption!

2. Save On Your Technology-Related Costs: Along with making sure you’re getting the most suitable mobile phone contract for your needs (and that you’re not paying extra for services you don’t actually use), you can also research the different television channel bundles available, so you can spend less and remove channels that are of no interest to you!

3. Save On Pet Costs: Veterinarian care can be expensive. We want our pets to get the absolute best care, but this does not necessarily mean paying higher vet bills! Compare the different veterinarian centers in your area, what services they offer, as well as their rates; you may discover that you can actually spend less money on more or less the same services!

Health and Well-being:

1. Break Your Unhealthy and Costly Habits: Heavy smoking and frequent drinking is not only unhealthy, but can also make a significant dent in your wallet. As difficult as it may be, kicking these habits is a great way to save money. Calculate how much money you spend a month on your cigarettes and alcoholic beverages, to have a clearer picture of how much these habits are costing you.

2. Medication: Medication from big brand names tends to be more expensive, but it’s important to understand that a high price tag is not necessarily an indicator of quality. Paying less for your medication without sacrificing quality is indeed possible, when done carefully; be sure to research different brands before purchasing any products. You may also want to consider cutting back on herbal supplements, such as Pro Testosterone, in favor of making improved dietary changes. Testosterone boosters aren’t necessary!

3. Pack Your Lunches: Even though it may be a pain to get up a bit earlier, bringing your own snacks and lunches to work can be a real money saver, and is also usually a much healthier option! Even though the daily amounts saved may seem insignificant, eating out every working day can add up to a hefty sum!

Travel and Transport:

1. Find Cheaper Flights: There are many ways to get cheaper flights. Do your research and compare different airlines and options, don’t merely book a flight because of airline loyalty or habit. Have some flexibility and make well-informed decisions!

2. Cheaper Accommodation: With new websites such as Airbnb revolutionizing the travel and accommodation industries, it may be worth your while to consider different, and potentially cheaper (as well as more convenient) accommodation options other than the usual hotels!

Entertainment:

1. Get Movies Online: Online movie stores such as Netflix offer you the opportunity to purchase all the entertainment you need online, at significantly lower costs! This can also help you save on gas money (as well as time) needed for in-store DVD shopping!

2. Going To Movie Theaters At Specific Times: If your local theaters have cheaper tickets at specific times, why not take advantage of the opportunity to save a little bit on your tickets? We all know that the snacks sold at theaters tend to be on the expensive side, so going to a see a movie after a meal can help you avoid the temptation of expensive (and high calorie) theater snacks!

Shopping:

1. Shopping Lists: Have you ever gone into a store with the firm intention to buy a specific product, and walked out with dozens of items that did not even include the one specific product you had gone into the store for? A shopping list can help you stay focused on what you really need, and help you ignore the thousands of distractions available at stores. This could stop you buying unnecessary items and help you to save big!

2. Expiration Dates: This may seem obvious, but if you’re getting carton of milk that you’re not planning on drinking in one day, look out for a pack with the furthest expiration date instead of potentially wasting half the milk because it went off before you could finish it! This can help you avoid wasteful practices and of course, to save money since you won’t have to constantly throw away products only to buy them again the next day!

3. Generic Brands: Getting certain products from store brands rather than big brand names can make a huge difference in your monthly grocery expenditure! Does it really matter what brand your cereal, oats and pasta are? If you try out both brands and notice no difference in either taste or nutritional value, why not get the cheaper brand?

4. Coupons and Discounts: Stay on the look out for discounts and/or coupon codes! Many coupons can save you over 50% on your purchases – they are clearly not to be taken lightly or ignored! Visit specialized websites that will inform you whenever certain stores have sales, these stores often also supply promo codes that will get you the best deals!

5. Price Comparisons: If you’re getting relatively expensive items, price comparison websites can be a big help! They can help you make sure you’re getting a product at the best price possible and not spending money unnecessarily.

Financial Matters:

1. Avoid Late Fees: Make sure you’re aware of all the late fees you could be charged. Make a note of your deadlines in your calendar in order to always stay up-to-date on all your financial obligations.

2. Avoid Over-draft Fees: Stay constantly aware of your bank balance in order to avoid large over-draft fees! Make a note of your bank balance whenever you make a payment or simply check it before you make any payments or withdrawals that you are not sure about.

The last and final money saving tip is to make a record of your expenses. Do that before and after you adopt some of the above tips in order to really see what a difference they can make to your monthly expenditure!

Sources:

http://www.besttestosteronepills.com/

http://www.americasaves.org/for-savers/make-a-plan-how-to-save-money/54-ways-to-save-money